How to Check Your Bank Account Balance Via USSD Code and SMS on Mobile Phone

This is a compilation of all the Major Banks in Nigeria that has implemented Account Balance Checking/inquiring via USSD codes.

This bank account balance checking/inquiring via USSD code works for all mobile phones as far as the mobile phone can dial USSD codes.

This post will show you how to check your Access Bank, Diamond Bank, Ecobank, FCMB, Fidelity Bank, Skye Bank, UnityBank, Union Bank, Sterling Bank, Stanbic IBTC Bank, Zenith Bank, GTBank, First Bank, Keystone Bank, Wema Bank, Heritage Bank, Jaiz Bank.

There are other ways of checking your bank account balance like via Internet banking, mobile banking or using ATM machines. But its quite unfortunate that they all use internet access and sometimes making use of the ATM machines will be time consuming due to the large amount of people who use the ATM for cash withdrawer and the other stress of setting up your internet banking and mobile banking system for your bank account. To crown it all, what if you find your self in a position were you have no internet access, may be due to bad network coverage in your area or you have no data or airtime on your phone.

This best method of checking/inquiring your bank account balance is via USSD Codes because its easy, fast and reliable. All you have to do is save or memorize the USSD code your bank uses.

These are the USSD Code For Bank Account Balance Checking/Inquiring Below:

How To Check Access Bank Account Balance Via USSD Code:

·  Dial *901*5# » 

·  Enter the last 4 digit of your BVN Pin.

or use the sms method below.

How To Check Access Bank Account Balance Via SMS:

·  Go to SMS menu.

·  Compose a new SMS in the format below.

·  BAL “SPACE” “10 Digit Account Number”

·  Example: BAL 9876543210

·  Send the SMS to this number: 08160000612

·  You will receive an SMS showing your Bank Account Balance.

Note: The SMS will attract a standard SMS fee/charge 4 or 5 Naira depending on your network service provider.

How To Check Diamond Bank Account Balance Via USSD Code:

·  Dial *710*556*PIN# 

Alternatively,

·  Dial 0700-300-0000 

·  then press 1 to select the account balance option.

·  Insert 16 digits of your debit card number.

·  Press the # key/button.

·  After inserting the # key, it will require you to enter a 4 digit Self Service code (must have been sent to you via SMS from Diamond after registration).

·  Change your Self Service code to any unique unforgettable 4 digit code of your choice

·  Immediately after changing, you should instantly get your account balance.

How To Check Eco Bank Account Balance Via USSD Code:

·  Dial *326*0# 

·  Note: You must dial this code with the phone number you used in creating the bank account and is linked to your account as well.

How To Check Keystone Bank Account Balance Via USSD Code:

·  Dial *322*082# (For MTN, AIRTEL & ETISALAT only) 

·  or 

·  Dial *805*082# (For GLO only) 

·  and follow the steps below to opt-in (register):

·  Enter NUBAN Account Number.

·  Enter any 4 digit number you can remember as the m-Pin.

·  Confirm m-Pin

How To Check Sterling Bank Account Balance Via USSD Code:

·  Dial *822*6*Account-Number#. 

·  For example, *822*6*9876543210#

How To Check UBA Bank Account Balance Via USSD Code:

·  Dial *919*00# » 

·  Enter the last 4 digit of pin (first time users only)

·  Note: FIRST TIME USERS SHOULD INSERT A UNIQUE 4 DIGIT PIN. USE PIN THAT CAN BE EASILY REMEMBERED BUT IF FORGOTTEN, CONTACT UBA CUSTOMER CARE FOR A PIN RESET.

How To Check Unity Bank Account Balance Via USSD Code:

·  Dial *389*215#.

·  Note: You must dial this code with the phone number you used in creating the bank account and is linked to your account as well.

How To Check Union Bank Account Balance Via USSD Code:

·  Dial *389*032# to setup (MTN, Globacom, Airtel, and Etisalat subscribers only)

Alternatively;

How To Check Unity Bank Account Balance Via SMS:

·  Compose Text message (SMS) with the format below.

·  “Bal” to 20123. 

·  Note: SMS cost N10 & It must be your Union Bank account registered phone number)

How To Check WEMA Bank Account Balance Via USSD Code:

·  Dial *945*0# » 

·  Enter your PIN when prompted.

·  Your Bank Account Balance will be Displayed.

·  Note: IF YOU HAVE THE NEED TO CHANGE YOUR USSD PIN, DIAL*945*00# PROVIDE YOUR CURRENT PIN AND CONFIRM THE NEW PIN WHEN PROMPTED.

How To Check Zenith Bank Account Balance Via USSD Code:

·  Dial *966*00#

·  Note: You must dial this code with the phone number you used in creating the bank account and is linked to your account as well.

·  Register by entering the last 4 digits of your Debit Card number.

·  Create and confirm your 4 digit PIN

·  If successful, you will receive a “retrieving balance” message.

·  An SMS arrives immediately with current available balance

Other Bank Account Balance Checking USSD Code will be update soon, you can help me by commenting the once that have not been listed here and once the USSD code changes as well, thanks.

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